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frequently asked Questions- Wills & Estate Planning

Not Sure What Type Of Will You Need?

illustration of a will writing advising a client

Every family and situation is unique – and so is every Will. There’s no one-size-fits-all approach when it comes to estate planning. That’s why we take the time to get to know you and your wishes, guiding you toward the most suitable options.

At Harrison & Son, we specialise in will writing Manchester, offering personalised support from our experienced, family-run team. Whether your needs are simple or complex, we’re here to help you protect what matters most — with expert advice and a personal touch.

Our Services - What's Right For You?

Simple Wills

A straightforward Will for those with clear wishes. Name beneficiaries, guardians, and executors with ease

Best for:​ 

      

  • First-time Will writing                       

  • straightforward estates                      

  • Clear distribution of assets                

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Mirror Wills

Two nearly identical wills designed for couples with shared intentions,

a practical and affordable option

Best for:​   

                                                                  

  • Married couples or long-term partners                         

  • Joint decisions for children and inheritance                                                                                                                                 

What do I need to prepare before my Will appointment?

 

Before your appointment, think about who you’d like to inherit your estate and what you'd like them to receive. It’s simpler than it sounds – just jot down the basics.

 

To make the most of our time together, please bring the following details:

 

Your full name, date of birth, address, and (if applicable) marriage date

 

Your partner’s and children’s full names, dates of birth, and addresses

 

The names and addresses of anyone you want included in your Will

 

Who you’d like to appoint as Executors (those who will carry out your wishes)

 

 

If you're unsure about anything – especially choosing Executors – we’ll guide you through it at your appointment.

Will Trust

protects your assets and loved ones with trust structures built into your Will. Ideal for more complex needs

Common uses:​   

    

  • Property Protection                                 

  • Inheritance for vulnerable individuals      

  • Managing distribution over time              

Lasting Power of Attorney

Appoint someone you trust to make decisions on your behalf, should you ever lose the capacity to do so

Types of (LPA):​   

    

  • Health & Welfare                          

  • Property & Financial Affairs                                  

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Estate Planning

We help you plan beyond just writing a Will. From reducing inheritance tax to protecting business assets, we've go you covered

Best for:​        

  • High-vale estates                             

  • Business owners                             

  • Tax-efficient legacies                                     

Long Term Care Planning

Safeguard your estate from future care costs with thoughtful legal and financial planning

Best for:​   

    

  •  Individuals approaching retirement                                      

  • families worried about care home fees                            

What is a Lasting Power of Attorney (LPA)?

 

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint someone you trust to make decisions on your behalf if you lose mental capacity in the future. It must be set up while you still have capacity.

 

Without an LPA, your loved ones may face delays and legal costs applying to the Court of Protection to manage your affairs.

 

What does a Health & Welfare LPA cover?

 

This type of LPA only takes effect if you lose mental capacity. It allows your attorney(s) to make decisions about:

 

Where you live

 

Your medical care

 

Your daily routine and diet

 

Who you have contact with

 

Social activities

 

Life-sustaining treatment (if you give permission)

How can a Will Trust protect my estate?

 

For couples with estates under the inheritance tax threshold, a Will Trust can help protect your home and savings from risks like:

 

Care fees

 

Remarriage after death

 

Bankruptcy or creditors

 

Divorce settlements affecting your children

 

 

By severing the tenancy on your home and placing each partner’s share into a Trust upon first death, the surviving partner can still live in or move home, while ensuring the assets are protected for your chosen beneficiaries.

 

Every situation is unique, so we’ll advise based on your personal circumstances.

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Estate planning isn’t just about writing a Will – it’s about making sure your assets, wishes, and loved ones are protected both now and in the future. Here’s what to consider when planning ahead:

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1. Write a Legally Valid Will

 

A Will ensures your estate is distributed according to your wishes. Without one, the law decides who inherits, which might not reflect your preferences.

 

Key considerations:

 

Who will inherit your property, savings, and possessions?

 

Who should act as your Executors (the people who carry out your wishes)?

 

Do you want to leave gifts or donations?

 

Who would care for your children (if under 18)?

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2. Set Up Lasting Powers of Attorney (LPA)

 

An LPA lets you appoint someone to make decisions if you become unable to. There are two types:

 

Property & Financial Affairs LPA – covers decisions about money, bills, property, and pensions.

 

Health & Welfare LPA – covers medical treatment, care needs, and where you live. Only used if you lose mental capacity.

Without LPAs in place, your family may need to go through the Court of Protection – a lengthy and costly process.

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3. Consider a Will Trust

 

A Will Trust can help protect your estate from certain risks like:

 

Care home fees

 

Remarriage after your death

 

Creditors or divorce affecting your beneficiaries

 

 

With the right structure, you can ensure your share of the family home or savings are preserved for your children or loved ones, even if circumstances change after your death.

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4. Plan for Long-Term Care Costs

 

Care fees can significantly reduce what you leave behind. Early planning may help protect your estate:

 

Sever joint ownership of your home (Tenants in Common)

 

Include a Property Protection Trust in your Will

 

Seek advice on savings and asset protection strategies

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5. Keep Your Plan Updated

 

Life changes – births, deaths, marriages, property changes – so your estate plan should too. We recommend reviewing your documents every few years or after any major life event.

Military

Wills

Designed for Armed Forces personnel, these Wills are quick, clear, and tailored to your unique service conditions 

Best for:​   

    

  • Active duty and reserve personnel 

  • Veterans                                                 

Surrogacy

Wills

For parents using surrogacy, these Wills provide clarity on legal guardianship and intentions from day one.

Best for:​     

  •  Intended parents                             

  • Surrogates seeking legal                     assurance                                      

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Surrogacy Wills

 

Who needs one?

Anyone involved in a surrogacy arrangement – whether as intended parents or as a surrogate – should consider making or updating their Will.

 

Why it's important:

 

Surrogacy laws in the UK are complex, especially around legal parenthood.

 

A Will ensures that your wishes around the care of the child, guardianship, and inheritance are clearly outlined and legally enforceable.

 

Helps avoid confusion or legal complications if something were to happen during the process.

 

 

Key considerations:

 

Who should have parental responsibility and guardianship

 

Provision for the child in the event of death

 

Specific wording to align with your surrogacy agreement

 

Ensuring your Will reflects the most up-to-date surrogacy laws

Military Wills

 

Who needs one?

Serving members of the Armed Forces, including reservists, may require a Military Will due to the unique risks associated with their service.

 

Why it's important:

 

Military Wills can be made informally in certain combat or deployment situations, but a formal, legally binding Will is always recommended.

 

Ensures your estate, pensions, insurance benefits, and personal wishes are respected.

 

Helps your loved ones avoid delays or disputes during a difficult time.

 

 

What to include:

 

Appointment of Executors and Guardians (if you have children)

 

Instructions for service-related benefits or pensions

 

Clear distribution of your personal belongings and estate

 

Funeral wishes, if desired

 

 

We understand the pressures of military life and offer fast, secure Will writing with minimal disruption.

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Need help getting started?

We offer friendly, expert advice tailored to your situation. Contact our experienced team today to arrange a no-obligation consultation.

Not Sure Where to Start? We're Here To Help.

We offer a free no-obligation local consultation to help you understand your options. Whether you need a simple Will or full estate planning support, we'll guide you every step of the way

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